Legal Disclosures

A few things worth stating clearly and separately from the Privacy Policy and Terms.

We're not a bank or a financial advisor

Conscious Flow doesn't hold, move, lend, or insure your money. We don't offer investment advice. Nothing you see in the app, including your Safe to Spend number, bucket targets, or any note about your spending, should be treated as a recommendation from a licensed financial professional.

Bank connections go through Plaid

If you connect a bank account, that connection is handled by Plaid, a separate company that specializes in this. Your bank login credentials go to Plaid and your bank directly. We never see or store them. We only receive a token that lets us read your balance and transactions, and that token is encrypted before we store it.

This is an early-stage product

Conscious Flow is still early. The idea it's built on, that seeing your money this way helps you make better decisions about it, is a hypothesis we're actively testing with real use, not something we've already proven. Expect rough edges, and expect things to change as we learn.

Questions

Email support@consciousflow.app.